Solar Partnership

Get up to £1,500 in greener homes rewards*

Go greener at home

Want to make energy-efficient improvements to your home? Santander and ScottishPower can help make your plans a reality. Borrow the money from Santander to pay for your energy efficiency improvements. And ScottishPower are here for you at every stage of your transformation – providing the technology, installation and green tariffs.

Get solar guide price

Unlock up to £1,500 in greener homes rewards

If you are a Santander mortgage or personal current account customer, you could get £1,000 cashback with Santander's greener homes cashback when you borrow money to make energy efficient improvements to your home. T&C's apply [1]. Plus, you'll also get up to £500 credit on your ScottishPower electricity bill [2] when you install our solar panels.

Generate your own green electricity with solar panels

Solar panels could help to lower your energy bills and cut your carbon footprint. And with ScottishPower’s solar package you get our expertise at every stage of your green transformation.

What’s included:

Solar panels and battery options tailored for your home
GB-wide Micro-generation Certification Scheme (MCS) and Trustmark certified intallations
Preferential SmartGen+ Export tariff - if you buy solar panels from us, you'll always get our best rate for surplus electricity you sell back to the grid
25-year manufacturer and 2-year workmanship warranty
No hidden extras - scaffolding & bird-proofing included as standard

And, for a limited time you can get £250 credit on your electricity bill when you install solar panels, or £500 credit for a solar panel and battery install [2].

Get your solar guide price

How do the greener homes rewards work?

1. No obligation quote

Get an estimated price and we’ll ask for more details to provide a tailored quote

2. Apply for a loan

Santander can offer 2 loan options. Lending is subject to status

Find out more

3. Installation

ScottishPower’s MCS certified, nationwide installers will fit your air source heat pump

4. Get rewards

If you borrow money from Santander to pay for the installation, you'll get cashback from Santander and a bill credit from us once it's complete. T&C's apply

Borrowing options and greener homes cashback from Santander

If you're a Santander mortgage or personal current account customer, you could get £1,000 cashback when you borrow with Santander to make energy efficient home improvements. Minimum borrowing of £5,000 applies. Offer can be withdrawn at any time. T&C's apply.

Personal loan rates from 6.0% APR representative on loans from £7,500 to £20,000. Lending is subject to status.

Already have a Santander mortgage? You could apply for an additional loan instead. This will be secured against your home.

Santander loans information

Jim's solar success story

Choosing to install solar panels is a big decision. Hear from our customer, Jim, about his experience in the video below.

Frequently asked questions

To qualify for Santander’s £1000 greener homes cashback:

Be an existing Santander mortgage or personal current account customer
Get an additional loan on your mortgage or a personal loan from Santander to pay for the work. Minimum borrowing of £5,000 applies
Set up a Direct Debit to pay for the additional loan or personal loan
Have the work done by one of Santander’s trusted partners. The work must be completed at the property address of your existing Santander mortgage or Santander personal current account.

For full T&Cs please visit

[Santander UK. ](https://www.santander.co.uk/personal/support/greener-living/greener-homes/green-improvements)

Any money borrowed on your mortgage will be secured against your home. All loan applications are subject to status. Cashback offer can be withdrawn at any time.

First get a guide price from us for your solar panel and/or battery or air source heat pump installation, then we'll ask you for more details to provide a tailored quote for your home. Once you have your solar or air source heat pump proposal you can find out more about the 2 loan options Santander can offer you (lending is subject to status). Following your solar panel or air source heat pump installation, you'll get an email from ScottishPower requesting your final payment. Make sure you complete the borrowing options section if you borrowed money from Santander to pay for this. We'll then let Santander know to confirm your eligibility to get your cashback.

There are a number of factors that help to inform you if solar panels will be suitable for your home.

Your roof size, pitch, direction, and shading are all factors that dictate the amount of energy you can produce based on how many panels can be installed and the total hours of exposure to sunlight. Analysis of these factors helps to calculate the cost of the install, how much electricity you can generate and therefore how long it may take for your solar panel install to pay for itself through energy savings. Our quotation process considers all of these factors.

Separately to these property considerations, we’d also recommend checking with your local planning office but generally solar panel installs are classed as ‘permitted developments’, which means you’re allowed to add them to your home without planning permission. If you live in a conservation or historic area, then you will need approval. Some other factors that impact the solar panel install are: 1. Whether you’re the homeowner – you can’t install them if you don’t own the property unless you have specific consent from the landlord to do so. 2. It’s also important to get DNO approval. This is your local energy distribution network operator who operate the power infrastructure in your area. At ScottishPower, we manage this process on your behalf along with registering your solar panel install once it’s completed too. 3. You should also contact your home insurance provider to make sure that any existing policies are updated to reflect a solar panel installation.

There are a number of factors that need to be considered to understand the financial impact both initially, and longer-term. The following considerations are included in the ScottishPower quotation journey:

How much it will cost to buy solar panels and have them installed, which will be dictated mainly by your roof size.
How much of the energy you generate you’ll ‘self-consume’, store in a battery or have the potential to sell back to an energy supplier through a Smart Export Guarantee (SEG) tariff. Typically, the more self-generated electricity you use, the greater the financial benefit you’ll see.
Wholesale electricity prices can be volatile. Generating your own electricity means you’ll be less reliant on importing electricity into your home so the financial impact should be less.
While we’ve seen electricity prices increase, VAT has been removed from solar panel & battery installations until April 2027, so the price of generating your own electricity has reduced.

*Up to £1,500 greener homes reward is based on the Santander greener homes cashback offer and the ScottishPower bill credit offer. T&C's apply - see below for details.

ScottishPower Energy Retail Limited acts as a credit broker and not a lender. We can only introduce you to Santander UK plc. (Firm Reference Number: 106054) who act as a lender. We do not receive a commission for introducing customers to a finance provider. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. ScottishPower reserves the right to change or withdraw its finance offering at short notice. Credit subject to status, terms and conditions apply.

ScottishPower Energy Retail Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority. Product Partnerships Limited’s FCA registration number is 626349 and its address is Second Floor, Atlas House, 31 King Street, Leeds LS1 2HL and its permitted business is to act as a Principal for a network of firms who carry out consumer credit activities.

Eligibility criteria and T&Cs apply. Offer can be withdrawn at any time. Lending subject to status.

This offer is valid to customers who have paid their deposit within 30 days of receiving the quote for a solar panel, solar panel and battery or air source heat pump. This is a limited time offer and may be withdrawn at any time. A £250 bill credit will be awarded to customers who install solar panels only, customers who install solar panels with a battery or an air source heat pump will be credited £500. Credit will be added to their electricity account within 30 days of final payments received. Eligibility and exclusions apply. T&C's apply. Not yet a ScottishPower energy customer? No problem! Just switch your electricity account to ScottishPower before your installation is paid in full to be eligible for the bill credit offer.