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Payment Methods

What payment methods do ScottishPower offer?

Payment Methods

  • Direct Debit - Spread your energy costs evenly throughout the year
  • Pay As You Go - Pay As You Go with a prepayment meter
  • Monthly Cash - Regular monthly cash payments
  • Fuel Direct - Payment is taken via the DWP from your state benefits
  • Monthly Bill - Pay your bills monthly in full when you receive them
  • Quarterly Bill - Pay your bills quarterly in full when you receive them
  • Online or one off payments - You can pay your bill, or make a one-off payment into your account online, the ScottishPower App, by calling our automated payment line at any time on 0800 001 5115, by direct banking or using a giro

Direct Debit

Many of our customers find Direct Debit an easy and convenient way to pay for their energy. As a Direct Debit customer, you can spread your energy costs over the year, which could make it easier for you to budget. We look at your annual energy use and calculate an appropriate monthly amount for you to pay. The money is deducted automatically from your bank account.

We continually monitor your Direct Debit to help ensure that the amount you’re paying closely matches the amount of energy you use. After this review we may need to change your monthly payment. This may be due to recent changes in your unit price, changes in your energy usage or if you have an outstanding balance. This review should ensure that you’re paying the right amount to cover your ongoing energy costs. We’ll always tell you beforehand if we need to change your monthly payment.

You can help to ensure the amount you pay matches the amount of gas and electricity you use, by providing us with regular meter readings. Please be aware that if we’re unable to collect your Direct Debit payment on the date it’s due, we may apply a £5 administration fee as per our terms and conditions.

Pay As You Go

With Pay As You Go you pay for your energy in regular amounts with a prepayment meter – it’s what we call ‘topping up.’ It’s designed to help you budget more effectively, understand your usage, spend, and adapt your energy habits where you can.

You can top up your meter at any Post Office, PayPoint or Payzone outlet. If you have a traditional meter, take your payment key or card with you. If you have a smart meter, take the barcode we’ve sent you or you can find your barcode saved in the ScottishPower App. You can also top up your smart meter at anytime from the ScottishPower app.

Monthly Cash

You’ll receive a payment request letter each month, the amount requested will be based on a proportion of the total energy you are likely to use throughout the year. The letter will detail the payment amount and the date that the payment is due. You can make your monthly payment via your online account, the ScottishPower App, Bank Giro, telephone or bank transfer, you can find out more about these payment methods below in our Online or one off payments. We’ll regularly review your monthly payments, based on what you’ve paid and the energy you’ve used, to help keep your payments as accurate as possible.

An annual statement will be sent to you each year. This includes information on the energy you’ve used. As well as payments that have been made or are still due from the previous 12 months.

Fuel Direct

If you receive a state benefit such as Income Support or Job Seekers’ Allowance, you can apply to join our Fuel Direct scheme. If the Department for Work and Pensions (DWP) accept you on to the scheme, they’ll deduct an agreed regular sum off your benefits to cover your energy costs and payments towards any outstanding balances on your account.

Monthly Bill

We’ll send you a bill, by email or post, every month to cover the cost of the energy you’ve used. You’ll need to pay your bill within 14 days by making a payment via your online account, in the Scottish Power app, by calling our payment line, using the bank giro on your bill, or through your bank’s online banking. If we have your email address or mobile number, we’ll send you a payment weblink via SMS or email, to make paying even easier.

To ensure your bill is based on the energy you’re using, it’s important to provide us with regular meter readings if you don’t have a smart meter. You can enter meter readings in your online account, in the ScottishPower app, or by calling our free 24 hour automated service on 0800 027 5002.

Quarterly Bill

With Quarterly Bill we’ll issue a bill each quarter and collect payment by Direct Debit 14 days later. The amount will vary each quarter reflecting your energy usage.

To ensure your bill is based on the energy you’re using, it’s important to provide us with regular meter readings if you don’t have a smart meter. You can enter meter readings in your online account, in the ScottishPower app, or calling our free 24 hour automated service on 0800 027 5002.

Please be aware that if we’re unable to collect your payment on the date it’s due, we may apply a £5 administration fee as per our terms and conditions.

Online or one off payments

There are various ways to make a payment to your ScottishPower account:

Pay using your online account

You can pay your energy bill using your online account by following the steps below:

Or go directly to Make a Payment.

You can also register your card details securely so that they are stored for the next time you make a payment.

Pay using the ScottishPower App

  • Simply access the app and click on the ‘Make card payment’ option
  • You can choose to speed up the payment process in future by register-ing your card details

Download our free ScottishPower app, on the Apple App Store or Google Play. If don’t have an online account yet, you’ll be prompted to register on the home screen of the app.

Pay by telephone

  • To make a payment by telephone call our dedicated card payment line for free, 24 hours a day, on 0800 001 5115.
  • You’ll need your card details and account number to hand, and we’ll guide you through the full payment process.

Pay by bank transfer

Simply contact your bank or building society to instruct them to make a payment transfer. You’ll need to provide them with the following information:

  • Our bank sort code: 83-07-06
  • Our bank account number: 00674713
  • Your 11 digit ScottishPower account number (you’ll find this on your bill)
  • The amount you’d like to pay (shown as ‘due’ on your latest bill).

If you pay less than the full outstanding balance on your account, the remaining balance will be added to your next bill. You might also receive reminders about your outstanding balance.

Pay by Bank Giro

When we issue your bill by post a Bank Giro Credit slip is included. You can use this slip to pay by Bank Giro - simply choose from the following payment options:

  • At the Bank - with cash or cheque. Only banks that are part of the UK clearing system are able to accept Bank Giro Credits and some banks may charge you for this service. Remember to allow five working days for your payment to reach us.
  • By Post – please make cheques payable to “ScottishPower” and post to ScottishPower Group, Payment Collection Centre, PO Box 4740, WORTHING, BN11 9LT (an addressed return envelope will be sent with your bill). Please do not send any cash by post.
  • At PayPoint – pay by cash only at any PayPoint outlet.

For all cheque payments - remember to write your name, address and 11 digit account number (you’ll find this on your bill) on the back of the cheque.

Unpaid Bills

When an invoice remains unpaid, we’re here to support you every step of the way. We’ll reach out through various channels—letters, emails, and SMS—to provide important information and prompt you to contact us if you’re struggling to pay. We’ll take into consideration your individual circumstances whilst doing so.

In certain cases of unpaid bills, we may have to do one or more of the following:

  • Pass your details to a Debt Collection Agency
  • If suitable fit a Pay As You Go meter. If you have a smart meter, this may include changing the operating mode of your meter to Pay As You Go
  • Share information about your payment position with credit reference agencies, this will be reflected on your credit report. If you consistently pay your bills on time, it can positively affect your credit rating. However if you have a long-term payment plan or have unpaid bills data sharing may have a negative impact on your credit rating. This is in line with our terms and conditions of supply. More information is available through our privacy information notice

We understand that times can be tough, especially when it comes to managing energy costs. If you’re struggling to pay your bill, don’t hesitate to get in touch with us. Together, we’ll try to find a solution that works for you. Whether it’s setting up a manageable repayment plan or connecting you with other organisations that can assist, we’re committed to helping you through this challenging time.

Additional Support

If you’re facing challenges with your energy bills, we want to lend a helping hand. Here’s how we can assist:

  1. Get in touch: Contact us or find support available by visiting our Help Paying Your Bill support page.
  2. ScottishPower Hardship Fund: Our Hardship Fund has supported customers facing energy bill challenges, providing over £60 million in assistance. If you’re eligible, we can clear or reduce outstanding balances on your ScottishPower energy account. If you’re on a lower income, you may be eligible for support from the fund.
  3. Warm Home Discount Scheme: The Warm Home Discount Scheme is a support programme aimed at helping those who may struggle to pay their energy bills during the winter months. If eligible for the discount, you will receive a one-off payment of £150 towards your energy bill.
  4. External Resources: StepChange Debt Charity can offer free and independent debt advice online or over the phone to suit your needs. They can also provide practical help for your debt problems and offer the support you need to achieve long-term financial control. MoneyHelper service offers advice on areas such as budgeting and checking any benefits or financial support you may be entitled to. Our Help Paying Your Bill support page has more information on support from external organisations.

Find out more information on payment methods by reading our Paying for your gas and electricity charter.

Late payment

We’re here to help you manage your energy payments and outstanding balances. If you’re struggling, get in touch - we’ll try to find a solution together. However, if there is an outstanding balance on your account and we can’t reach you, we may have to take extra steps such as passing your details to a Debt Collection Agency, fitting a Pay As You Go meter if suitable or, if you have a smart meter, changing the operating mode to Pay As You Go. We may also register a payment default against you with credit reference agencies, which could impact your ability to obtain credit. When taking these steps we’ll always take into consideration your individual circumstances.

Late payment or additional actions may incur fees

We may apply the following fees if your bill is paid late or if additional action is required:

  • £10 late payment fee if bill is unpaid after 14 days
  • £20 additional fee if bill remains unpaid after 28 days
  • £33.28 if we need to pass to debt collections agency or visit your home
  • £150 if we need to apply for a warrant to fit a prepayment meter*

We may apply the following fees if your final bill is paid late or if additional action is required:

  • £10 late payment fee if bill is unpaid after 14 days
  • £20 additional fee if bill remains unpaid after 28 days
  • £28 fee if we need to pass to debt collections agency

If we’re unable to collect your Direct Debit payment on the date it’s due, we may apply a £5 administration fee as per our terms and conditions.

* We’ll only fit a Pay As You Go meter if it’s safe and practical for you

Last updated: 15 August 2024


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